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  • Pay yourself first

    Paying yourself first means shifting money to a savings account as soon as you get paid – before you pay any other bills. Setting aside money at the start of the month can help you save more, as you can put away what you might have otherwise splurged by the end of the month.

  • Round up your spare change

    A clever way to build a savings pot is to save as you spend. Many banking apps – such as SMS Nidhi– allow you to round up your purchases to the nearest pound and stash the spare change away.

  • Automate your savings

    Another way to save without thinking is to set up a standing order from your bank account to a savings account. A standing order takes a fixed payment from your account on the same date each month.

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